INBDE (Integrated National Board Dental Examination) Practice Exam

In which model is a dentist paid on a fee for service basis but at risk if payout exceeds premium?

1. Network model

2. Staff model

3. Individual practice association

4. Closed model

The correct answer is: Individual practice association

In an individual practice association model, dentists are paid on a fee for service basis, meaning they are compensated for each individual service provided to a patient. However, unlike a staff model where the dentist is employed by a larger organization, in an individual practice association model, the dentist is at risk if the total cost of treatment for a patient exceeds the amount of money collected in premiums. This creates an incentive for the dentist to control costs and provide high quality care in order to minimize payouts. This is different from a network model where dentists are compensated based on the number of patients assigned to them, and from a closed model where dentists are paid a fixed salary regardless of the amount of services provided.